Description: Growing in popularity, coverage of Independent Provider services under long-term care insurance plans providing home health care benefits presents unique challenges—from product design to claims practices.

Description: This column highlights the recent developments in the Health, Management and Personal Development, and Reinsurance Sections of the Society of Actuaries.

Description: A review of the unique product needs of the senior market and how distribution can work to meet them.

Description: This article differentiates between pleasure, happiness, and satisfaction. It advocates goal-setting to achieve greater life satisfaction.

Description: Despite a clear need and demographics which should be favorable to LTCI growth, the market remains stalled due to lack of understanding on the consumer side, and uncertainty on carriers' side. The 3 key risk areas for carriers are morbidity, terminations, and investment earnings. Financial market innovations which can address these include: repackaging risks as derivative securities, interest rate swaps and options, and inflation swaps.

Description: This article provides guidelines to help you to take charge of your career by creating visibility for yourself.

Description: This article explores the important role of financial literacy in helping to protect seniors and their families from financial fraud and exploitation.

Description: How to secure an opportunity in a challenging job market.

Description: This article discusses using a true Win/Win approach to develop successful long-term relationships among individuals and businesses.

Description: The author notes its all a job interview. Everything we do is observed by others, and this continuous demonstration- observation loop is very much like an ongoing interview.